New
Home? Why?
Think about living in your new home. What will life be like when you get
there? How will it be better than where you are now?
Grab a paper and pen, and write about it. Make a list. Surprisingly, this list will represent a set of goals. The real reasons you're buying a new home. The fact that they're written down will help you achieve these goals - no matter how frustrating the process may be. Your PreviewHomePro.com agent will always be there for you. In spite of potential setbacks and frustrations.
Financial
Flexibility
When figuring out what it will cost to get into your new home, overestimate
by... about a thousand dollars. Honest: in today's market, anything can
happen between contract acceptance and closing. A "financial pad"
will streamline the process. Here's why:
- It could
be the inspections reveal areas of concern that the seller is unwilling
to fix. Or the repair costs are higher than the amount limited in the
contract.
- Financing can also be volitile. If the interest rate changes, this may also affect the down payment and closing costs associated with your home.
As your PreviewHomePro.com team, we work hard to tie up loose ends as quickly as possible. But remember: unexpected things can happen. Small details can change, which may mean that certain costs can go up. Not by a lot: be flexible.
The
Process Works!
Paperwork. Inspections. Details. At times, it's easy to panic. You wonder
if it will ever work out. And you're not alone with this feeling.
Even if you're scared about all of this, the truth is that the process works. Even though you can't see every step of the way, as you move towards your goals, the way opens up. Probably, you haven't moved in a long time and it's a major disruption in your life. We'll be looking out for you. We're Real Estate professionals: trust that we know the way to get you there.
We'll
Keep You Informed
During this transition time, it's easy to feel like you have no control
over the situation. Really: It can feel like everyone else has taken over
your life. The seller, your lender, the appraiser, the inspectors, they
all have the power to say yes or no to your moving plans.
We'll keep you informed: We'll llet you know - ahead of time - what your expenses will be, and what the "unknowns" are. We'll tie down the loose ends as soon as possible. And we'll do our best to get your loan approved ASAP.
Relax
When
there's nothing you can do about the situation, take your mind off of
it altogether. Suppose you expected loan approval on Friday, but then
find out that it won't come until Monday. You hate being in limbo and
feeling powerless. Frankly... we hate that feeling too!
Think about something else, and just take it one day at a time. To keep stress to a minimum, here's how we'll serve you when you work with PreviewHomePro.com in buying your new home:
- Give our
best advice, with your best interests in mind.
- Help you
clarify your goals, and help you decide if moving is the wisest choice
at this time.
- Provide
recommendations and information to help your kids through all the changes.
- Negotiate
aggressively, so you get the lowest possible price for your
new home.
- We treat
your money like it was our own, saving every possible expense.
- Protect
your interests during escrow, keeping a detailed record of the transaction.
- Be your
level-headed sounding board or "relief valve" when the stress
is overwhelming.
- Counsel
you through the feelings of "buyer's remorse."
- Alert you
ahead of time to every possibility, so you feel more like you're in
control.
- Contact
you daily during the last 10 days of the transaction, so you're alerted
about anything that may affect the transaction.
- Provide
guidance and help with movers, change of address, utilities shut off,
cleaning, etc.
- Deliver
your closing paperwork.
- We continue to keep in touch after the transaction. We value your trust in the PreviewHomePro.com team, and we're here for you. No matter what your future Real Estate needs may be.
Final
Options
If things don't go as smoothly as you had hoped, don't let emotions take
over. Always ask yourself "Okay, I'm upset... but what are my options
here ?" -- because there are always options.
For example, imagine that the lender takes longer than you'd hoped to get your loan. He keeps asking you for more and more documentation... until if feels like he also needs to know the condition of the spare tire in your car!
You'll feel upset because you wanted to feel certain about the move, and your new home. You may even reach the point where you say to yourself: "Forget it, I'm fed up with this!"
But what are your real options? Find a new lender and start the process over again? That may take weeks, plus you will have to provide the paperwork all over again. If the lender is trying their best, it may be better to give them a few more days.
Each case is unique. but when setbacks occur, we've found that asking yourself about your options helps to defuse the situation. It helps restore clear-headed thinking.